Wednesday, February 20, 2013

Battered by Sandy, homeowners face insurance woes | Redux

Battered by Sandy, homeowners face insurance woes

The end of the storm
The end of the storm by chad_k
License (according to Flickr): Attribution License
Excerpt:

Just people with flood insurance are covered against the kind of hurricane rises that cascaded with New York and New Jersey. Those with homeowners insurance alone are most likely to be made up for their losses just when the damage was caused by wind or water gathering from the sky, instead of from ground level. "We issue a lot of news releases, and [ the Federal Emergency Management Agency ] spends a lot of time and money trying to inform people about flood insurance, but even still it comes as a surprise to some people that they're not covered through their homeowners policy," said Jeanne Salvatore, spokeswoman for the Insurance Information Institute. Indeed, those affected by the typhoon could discover their insurance coverage bewildering.

People:

J. Robert Hunter

Overall Sentiment: -0.116052

Relevance: 0.340844

SentimentQuote
-0.239614"Consumers must be the first line of defense against insures shifting costs for wind losses" to the FEMA program, Hunter said.
Sentiment Stats:
  • Number of Quotes: 1
  • Aggregate Sentiment: -0.239614
  • Mean: -0.239614
  • Standard Deviation: 1.4142135623731

Jeanne Salvatore

Overall Sentiment: 0

Relevance: 0.256221

SentimentQuote
0.0230204"We issue a lot of news releases, and [the Federal Emergency Management Agency] spends a lot of time and money trying to inform people about flood insurance, but even still it comes as a surprise to some people that they're not covered through their homeowners policy," said Jeanne Salvatore, ...
Sentiment Stats:
  • Number of Quotes: 1
  • Aggregate Sentiment: 0.0230204
  • Mean: 0.0230204
  • Standard Deviation: 1.4142135623731

Robert Hartwig

Overall Sentiment: 0.0273329

Relevance: 0.219542

Sandy

Overall Sentiment: -0.323588

Relevance: 0.200621

Key:

  • Aggregate Sentiment is meant to be an indicator of an individual's overall sentiment.
  • The Mean is meant to be an indicator of an individual's average comment sentiment.
  • The Standard Deviation, when there are enough quotes, will indicate an individual's consistency of sentiment (i.e. a Standard Deviation of 0 would mean they were very consistent in their sentiment and 1 would mean they were very inconsistent).

Note that quote stats are likely to be meaningless beyond the aggregate score due to the tiny sample size. However, they are always provided just in case you find something useful there.

Additional Info:

FieldTerminology: homeowners insurance

Overall Sentiment: -0.0572907

Relevance: 0.859835

FieldTerminology: insurance claims

Overall Sentiment: 0.121758

Relevance: 0.306342

City: New York

Overall Sentiment: 0.0321396

Relevance: 0.417121

Disambiguation: PoliticalDistrict | GovernmentalJurisdiction | PlaceWithNeighborhoods | WineRegion | FilmScreeningVenueReferences:

StateOrCounty: New Jersey

Overall Sentiment: 0.0843521

Relevance: 0.393734

Disambiguation: Location | PoliticalDistrict | AdministrativeDivision | GovernmentalJurisdiction | USStateReferences:
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